Are you ready to make the most of your next chapter without worrying about financial stress? Twenty Good Summers: Work less, live more and make the most of your money (Fully updated and revised edition) is the essential personal finance guide designed especially for baby boomers who want to turn their hard-earned savings into a fulfilling, semi-retired lifestyle. Written by renowned financial expert Martin Hawes, this updated edition is packed with practical advice, real-world strategies, and new insights gathered from his own journey toward financial freedom after 50.

With its warm, relatable approach, Twenty Good Summers helps you plan the life you want, maximize your earning years, and reorganize your finances for a steady, sustainable income—so you can enjoy more adventure and less stress. Whether you’re planning to travel, start new hobbies, or simply enjoy more quality time, this guide shows you how to make every summer count while securing your financial future.

Twenty Good Summers : Work less, live more and make the most of your money (Fully updated and revised edition)

Why This Book Stands Out?

• Real-Life Inspiration: Written by financial expert Martin Hawes, who shares his own journey of redefining life after 50, making the advice both relatable and motivating.
• Tailored for Baby Boomers: Specifically addresses the unique challenges and aspirations of baby boomers seeking to make the most of their next chapter.
• Practical, Actionable Steps: Offers clear strategies to help you plan the lifestyle you want, maximize your earning potential, and transition smoothly into semi-retirement.
• Updated Wisdom: This fully revised edition includes fresh insights and up-to-date advice reflecting the latest financial realities and opportunities.
• Holistic Approach: Goes beyond money management to help you reorganize your finances, choose the right advisors, and create a fulfilling, sustainable lifestyle.
• Empowering Mindset: Encourages readers to see retirement as a time for new adventures, empowering you to make every summer count.
• Easy-to-Follow Guidance: Written in a friendly, accessible style, making complex financial concepts simple and actionable for everyone.

Personal Experience

Reading Twenty Good Summers felt like sitting down with a wise friend who truly understands the unique crossroads many of us face as we approach (or find ourselves in) our 50s and beyond. As I turned each page, I couldn’t help but reflect on my own dreams, worries, and aspirations for the years ahead. The book gently nudged me to consider not just my finances, but the quality of my time and the adventures still waiting for me.

What resonated most was Martin Hawes’ honesty about his own journey—how turning 50 made him realize the preciousness of the summers left, and how intentional planning could make them count. I found myself nodding along, thinking of the trips I’ve put off, the hobbies I want to rediscover, and the desire to work a little less while still feeling secure. The author’s blend of practical advice and personal anecdotes helped me see that it’s truly possible to reshape our lives for more freedom and fulfillment.

• Relatable Goals: Like many readers, I’ve wondered how to balance enjoying life now with being financially responsible for the future. The book’s step-by-step approach to planning the life you want felt achievable, not overwhelming.
• Facing the Transition: The advice on recognizing when it’s time to make a change spoke to my own hesitations about leaving full-time work. It offered reassurance that it’s okay—and even wise—to seek a better work-life balance.
• Financial Clarity: The guidance on reorganizing finances and working with advisors gave me confidence to take more control, rather than feel at the mercy of market ups and downs.
• Inspired Action: I finished the book feeling motivated to actually take steps—whether that’s talking to a financial advisor, planning that long-awaited trip, or simply reevaluating my daily routine to make more room for joy.

If you’re someone who loves books that combine personal wisdom with actionable advice, Twenty Good Summers will speak directly to your hopes and maybe even your fears. It’s a heartfelt reminder that it’s never too late to make your next chapter the one you truly want.

Who Should Read This Book?

Are you a baby boomer who’s starting to think seriously about how to make the most of your hard-earned money—and your precious time? If you’re dreaming about working less, savoring life more, and getting the financial freedom to pursue your passions, Twenty Good Summers is written just for you. This book is a friendly, practical guide for anyone who wants to turn their retirement (or semi-retirement) years into something truly extraordinary.

Here’s why Twenty Good Summers is the perfect fit for:

• Baby boomers approaching retirement – If you’re in your late 40s, 50s, or early 60s and wondering how to transition from full-time work to a more flexible lifestyle, this book offers a roadmap you can trust.
• Professionals ready for a lifestyle change – For those who want to escape the daily grind and start living life on their own terms—without financial stress—Martin Hawes shares actionable advice you can use right away.
• Anyone planning for semi-retirement – If you’re not quite ready to stop working but want to cut back, travel, or try new experiences, you’ll discover how to restructure your finances to support your goals.
• Readers seeking financial clarity and confidence – Whether you’re overwhelmed by investment choices, unsure about when to make a change, or seeking the right financial advisor, this book demystifies the process and gives you the tools to take charge.

What makes this book truly unique is Martin Hawes’ personal approach. He’s been on this journey himself, and he shares not just financial know-how, but the wisdom and real-life insights to help you make your next “twenty summers” count. If you want to enjoy more freedom, adventure, and peace of mind in the years ahead, Twenty Good Summers will be your trusted companion.

Twenty Good Summers : Work less, live more and make the most of your money (Fully updated and revised edition)

Key Takeaways

Thinking about how to make your money work harder so you can enjoy life more? Twenty Good Summers offers practical, motivating advice for anyone approaching retirement or seeking a more fulfilling semi-retirement. Here are the most valuable insights you’ll get from this book:

• Plan for the Life You Truly Want: Learn how to envision and map out a lifestyle that excites you—and build your finances around making it possible.
• Maximize Your Earning Years: Discover strategies to get the most out of your remaining working years, boosting your financial potential before you start winding down.
• Know When to Make the Leap: Get guidance on recognising the right moment to shift from full-time work to a more flexible, rewarding life.
• Restructure Your Finances for Flexibility: Find out how to reorganize your savings and investments to create reliable income and support a semi-retired lifestyle.
• Choose the Right Financial Advisor: Learn what to look for in a financial advisor who understands your goals and can help you achieve them.
• Invest Wisely Through Ups and Downs: Gain tips on managing your investments during both prosperous and challenging economic times, so your money lasts as long as you need it.

By following the lessons in Twenty Good Summers, you’ll be better equipped to make the most of your money—and your years ahead—so you can enjoy freedom, adventure, and peace of mind.

Final Thoughts

Twenty Good Summers: Work less, live more and make the most of your money is more than just a financial guide—it’s a personal roadmap to designing a fulfilling, semi-retired life. Martin Hawes draws from his own experiences and expertise, offering practical advice tailored specifically for baby boomers who want to maximize their next chapter. This fully updated and revised edition delivers fresh insights and actionable strategies to help you confidently transition from a career-focused life to one that prioritizes adventure, relaxation, and purpose.

• Learn how to plan the life you want and make every summer count.
• Discover ways to optimize your finances for lasting income and security.
• Gain clarity on when and how to make the shift to a more flexible lifestyle.
• Get guidance on selecting the right financial advisor and managing investments through market ups and downs.

Whether you’re approaching retirement or simply want to make the most of your hard-earned money, this book provides the tools and inspiration you need to move forward with confidence. Its warm, relatable tone makes complex financial topics accessible, empowering you to take control and savor the best years ahead.

Don’t let another summer slip by—unlock the freedom and fulfillment you deserve. Get your copy of Twenty Good Summers today and start planning the lifestyle you’ve always dreamed of!